If you’ve made a large claim to your insurance company, they may have asked you to meet with an insurance loss assessor. This person will take a closer look at your claim and decide what the insurance company’s next course of action will be.
A lot of people are terrified at the prospect of working with a loss adjuster. They may fear that something will go wrong during the process, or that their claim will never be resolved.
However, working with a loss assessor isn’t as difficult as you might think. As long as you keep these things in mind, your encounter with a loss adjuster should be a fairly positive one. Working with someone from the insurance company doesn’t have to be a bad thing.
What Do Loss Assessors Do?
While some insurance claims are open and shut cases, others are a bit more complex. A lost adjuster will deal with the claims that aren’t easy to resolve. They’ll come out, investigate what happened, and then write a report for the insurance company. In their report, they will assess the claim and recommend the right payment.
If your insurance company is using a loss assessor, it doesn’t mean that you have done anything wrong. It just means that they need more information to make a decision.
What Can You Expect?
When working with an assessor, they may need access to your home or vehicle. They’ll almost certainly want to take pictures, and they may want to ask you some questions as well.
Usually, an assessor won’t need to spend more than a few hours investigating the claim. Once they’ve finished the investigation, they’ll let you know, and they will leave to put together your report.
You should know that an adjuster is coming to see you ahead of time. That way, you will be able to make sure that you’re available to meet with them and answer any questions that they might have.
How Can You Improve The Process?
If you want to make things easier for the loss assessor, you should make sure that they can gather all of the information they need with ease. Answer their questions, and let them see anything they need to see.
You shouldn’t feel as though you need to hide things from a loss assessor. They know what to look for; anything that has been hidden will come out regardless of your actions. Let them know the things they need to know, and then allow them to write their report.
If they are able to get a clear report written up quickly, your claim will be resolved more rapidly. You’ll be able to get a payout from your insurance company and put all of this behind you.
As you can see, working with an insurance loss assessor doesn’t have to be complicated. If you’re feeling overwhelmed, take a deep breath and try to relax. An assessor is working for the insurance company, but they can also benefit you. Give them all of the information that they need.
Contact Bell Green today.